I assure you that I take no offense from any responses and that I have read and searched multiple threads and forums. I'm waiting for my SS book to come in the mail and I'm sure that will answer most if not all of my questions. I know everything I asked has most likely been covered in one post or another, but I think it just helps me mentally organize it when I actually write it, as well as its just taking me awhile to commit to jumping in full speed. Again, I'm sure that will all be taken care of once I get my book. Thanks for your response and patience. I'll keep a log once I start and will maybe have some more practical questions.